Pawnee Programs
Since 1982,  Pawnee Leasing Corporation has served the broker community purchasing small ticket leases in all lower 48 states.

Our Programs include:
 
 "START-UP" CREDIT CRITERIA
 
  • No time in business requirement, except food/beverage service, which requires a one year operating history
  • $1,000 to $30,000
  • 33 - 60 months New ownership, expansions, multiple locations of existing food/beverage service business considered
 
 "B" CREDIT CRITERIA
 
  • 2 year time in business requirement
  • $1,000 to $30,000
  • 33 - 60 months
  • For creditworthy applicants that do not meet the criteria of other funding sources due to a modest credit “glitch”
 
 "SECOND CHANCE" CREDIT CRITERIA
 
  • 24 - 36 months
  • $1,000 to $20,000
  • Increased security deposit required for applicants with prior BK or other prior credit problems
 
 "ADDITIONAL" COLLATERAL CREDIT CRITERIA
 
  • Compliments "Start-Up" and "B" Credit programs to arrange creative alternatives for individual credits
  • Consider additional collateral of CD’s, stocks, bonds, autos and other assets (no real estate)
 
SPECIAL HIGHER QUALITY CREDIT/RESTRICTED MINI-TICKET EQUIPMENT PROGRAM
 
The following equipment types although generally restricted will be considered for lease requests up to $15,000 and lease term up to 60 months. Transactions in this program will only be considered for higher quality credit applicants (see “Higher Quality Credit” criteria).

Equipment types that will be considered under this special program include:
 
  • Air Purification
  • ATM's (no vending operators/approved vendors only)
  • Used Copiers (warranty required)
  • Embroidery/Screen Printing
  • Fine Art/Antiques
  • Fire/Smoke Detection/Suppression
  • GPS Locating (36 month max)
  • Used Fitness
  • Inflatables
  • Mobil Radios (36 month max)
  • Scaffolding
  • Signage
  • Skin Care/Dermabrasion
  • Tanning Beds
  • Used Printing

The desired profile of a “Higher Quality Credit” includes the following:
 
  • Equifax Enhanced DAS < 650
  • Fair Isaac > 650
  • Oldest account on CBR > 3 years, minimum of 7 trade lines
  • R-debt balance < $25,000 with 50% or greater availability.  Secured lines of credit such as home equity loans are not considered in these balances.  Revolving debt balances between $25,001 - $50,000 will be considered with a 1year financial package.  Revolving debt balances above $50,000 will not be considered.
  • No slow pay in most recent 12 months
  • No unpaid/open public record or collection items
  • Comparable credit on CBR
  • Home ownership
  • Bank rating of L4 current/average; no NSF/OD